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where/how can an average student find aid?

pink23pink23 Registered User Posts: 6 New Member
After hating school and not putting out much effort, my daughter started working hard in 11th grade. She's now a senior with a 3.45 GPA. Her SAT scores are average. She has a sister in college also. She's looking for a mid sized to big school. I just got divorced and my income is low. Does anybody know how to find schools who would be interested in late bloomers and would give them decent financial aid? Even our state schools are out of our price range.

Replies to: where/how can an average student find aid?

  • ScaredNJDadScaredNJDad Registered User Posts: 227 Junior Member
    edited October 2015
    That's a hard one if your instate are a problem. My advice is to look at some of the smaller Catholic schools because they do give good aid and the starting cost is lower. Where do you live?
  • intparentintparent Registered User Posts: 36,904 Senior Member
    I assume you know about the net price calculators on each college website? With 2 in college and lower income, she might be eligible for more aid than you think. What can you actually afford? Will your ex pitch in? What is your home state? What is her proposed major?
  • twoinanddonetwoinanddone Registered User Posts: 21,925 Senior Member
    Go west. The western flagships like Utah, Wyoming, Idaho are low priced plus give merit aid.
  • Erin's DadErin's Dad Super Moderator Posts: 36,453 Super Moderator
    Utah schools and those in the great white north (South and North Dakota).
  • thumper1thumper1 Registered User Posts: 76,166 Senior Member
    http://talk.collegeconfidential.com/financial-aid-scholarships/1678964-links-to-popular-threads-on-scholarships-and-lower-cost-colleges.html#latest

    Check the links in this thread. And amble over to the financial aid section of this site. You may find some other info there as well.
  • Madison85Madison85 Registered User Posts: 10,695 Senior Member
    How much can you pay each year for 4 years and what are her exact SAT (and ACT) scores?
  • katliamomkatliamom Registered User Posts: 12,888 Senior Member
    I will add that Montana - University of Montana and Montana State University - can be generous with aid even to kids with non-stellar grades/scores. Hard to advise not knowing where you live or your budget.
  • ucbalumnusucbalumnus Registered User Posts: 76,728 Senior Member
    pink23 wrote:
    I just got divorced and my income is low.

    Does your ex-spouse have significant income or wealth, and will s/he be cooperative with CSS Profile non-custodial parent forms for those colleges which require that for financial aid?

    If your ex-spouse has significant income or wealth but won't pay, or is uncooperative with CSS Profile non-custodial parent forms, then the college list is probably limited to:

    * Colleges which do not require CSS Profile non-custodial parent forms (i.e. those which only use FAFSA, or those which use CSS Profile without non-custodial parent forms), and which give good need-based financial aid.

    * Colleges which are affordable after merit scholarships that your daughter earns.

    * Depending on the state, possibly in-state public schools, possibly after starting at a community college and then transferring.

    Each college has a net price calculator on its web site. You can use it to check need-based financial aid; some colleges include automatic-for-stats merit scholarships in it as well. If the college requires CSS Profile non-custodial parent forms (check its financial aid web site), be sure to include your ex-spouse's income and assets when filling in the net price calculator.
  • happymomof1happymomof1 Registered User Posts: 29,457 Senior Member
    Her GPA will guarantee her admission and merit-based aid at a number of places but she may need to pull up her SAT score or get an ACT score in the correct range. Does she think either of those would be possible? If all she needs is a bit of extra time to get that done, a gap year could make sense.
    http://automaticfulltuition.yolasite.com/

    Do you have a good community college near you that has transfer or articulation agreements with the public Us in your state? That could make the first two years more affordable, and allow you and your daughter time to save up money that can be used for the costs of the last two years. She should read through the CC's website carefully and see if it offers any need-based or merit-based scholarships. Happykid had a tuition & fees merit scholarship that covered everything but books at her CC, and some of her friends had need-based scholarships that covered the books as well. Many places offer at least some merit-based aid for CC graduates who qualify for membership in Phi Theta Kappa
    https://www.ptk.org/Default.aspx?TabID=2578
    and there also are some other significant scholarships for tippy-top CC graduates
    http://www.jkcf.org/scholarship-programs/undergraduate-transfer/

    Is there any need-based and/or merit-based money from your state? That combined with a Pell Grant and a student loan might make a public college/university in your state affordable. Talk with your daughter's guidance counselor to find out what kind of money your state makes available.
  • mom2collegekidsmom2collegekids Forum Champion Financial Aid, Forum Champion Alabama Posts: 84,912 Forum Champion
    What are her test scores?

    Look at some of the South Dakota schools. low OOS costs.

    there aren't a lot of schools that give LOTS of aid (enough to make them affordable) when stats are modest.

    It sounds like you can't pay much, so it looks like your DD needs a free ride.

    look at UMaine-Ft Kent
  • mom2collegekidsmom2collegekids Forum Champion Financial Aid, Forum Champion Alabama Posts: 84,912 Forum Champion
    http://talk.collegeconfidential.com/financial-aid-scholarships/1651944-very-low-cost-oos-coa-universities-less-than-25k-coa-for-everything-p1.html
    
    ^^^ the above is a list of low-cost schools....
    
    
    Here are the UMaine schools with low OOS costs. The "yellow area" below shows the merit ....check the website for any new changes!!)
    
    The University of Maine at Fort Kent and the University of Maine at Presque Isle
    today unveiled a new tuition structure for out-of-state and international students that offers competitive pricing in those markets and also acts as a catalyst for economic development in Aroostook County.
    
    For those students, that means their tuition would see a 40% reduction from $16,560 a year to $9,900 a year. Local economic development leaders are welcoming the rate change and what it means for the area.
    
    OOS Tuition $9900 per year (and there are some lenient merit offers that could further reduce)
    COA $20,592
    
    (full-time)	24-36 credits	$9,900
    Fees 2	$975
    Health Insurance 3	$997
    Books & Supplies 4	$1,000
    Subtotal:	$12,872
    Residence Hall Room 5	$4,150
    Board (19-Meal Plan) 6	$3,570
    COA......$20,592
    
    University of Maine Fort Kent
    
    2014-2015 Scholarships for First Year Students (12 or less college credits)
    
    Scholarship Name	Eligibility Requirements	Amount
    
    Bengal Gold	 
    2 out of 3: 
    If SAT score is 1050+ (23+ ACT), class rank is top 30% or High School GPA of 3.00-4.00	$5,000.00
    
    Bengal Silver	 
    2 out of 3: 
    If SAT score is 950-1040 (20-22 ACT), class rank is top 50% or High School GPA of 2.80-2.99	$3,500.00
    
    Bengal Bronze	 
    2 out of 3: 
    If SAT score is 850-940 (17-19 ACT), class rank is top 50% or High School GPA of 2.60-2.79	$2,500.00
    
    
    ======================
    
    
    
    
    
    University of South Dakota
    Estimated costs for 2014-15*
    
    .....................................SD Residents -- MN Residents --Non-Resident
    
    Tuition (30 hours)..........	$4,164.00	 --$4,778.00--	$6,246.00
    Fees***..............................3,858.00	 -- 3,858.00	-- 4,548.00
    Books (estimate).................1,100.00 --	1,100.00	--1,100.00
    Housing****......................... 3,926.00 --	3,926.00	-- 3,926.00
    Food Service*****...............3,106.00 --	3,106.00	-- 3,106.00
    Total ..............................	$16,154.00 --	$16,768.00 -- $18,926.00
    
    
    









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