My term bill is approximately $6,500 but it should be much greater since room and board isn't included in it yet so it should be like $10,000 or more. I'm worried as how I'm going to pay this off so that I can actually go to college!!!! I'm getting $1,750 in subsidized, $1,000 unsubsidized but someone told me not to do it cause its bad, and $465 Bloustein Award. Alot of people I've asked said do Parent PLUS what do I do for that? And then I also read something bout RUTPP (Rutgers University Tuition Payment Plan)? I'm really scared I won't be able to go to college.