I am a current junior at a private college, and am trying to decide if I should study abroad in the fall of my senior year or not. I would like to go back to Japan to study abroad (I went on a 4 week summer program after my Freshmen year), but when I am a senior I will only need 4 more credits to graduate. Only 1 of my study abroad credits would potentially go towards my major, so I would still need 3-4 credits spring of my senior year.
My parents are doing their best to cover my tuition so I don't have an excessive amount of debt, but in doing so they are living paycheck to paycheck at home when my Dad's business isn't getting many orders. Still, they are heavily encouraging me to study abroad/saying they will support me abroad financially by saving any extra funds they have when business is good. After fully realizing I only need 4 credits next year and really thinking about how much my parents have already done for me over these past years in college, I feel it may be better for me to graduate in the fall or go my full senior year as a part-time student because then my parents would have extra money for themselves, and I could save up my own money to travel abroad after college. At the same time, everyone I talk to who has studied abroad calls it a once-in-a-lifetime opportunity that is worth extra money, but most of those people also come from families where money isn't a concern.
I just don't feel confident in any decision right now, but have until February to decide one way or the other.