Advice on how to liquidate stock accounts?

NJres
Sun, 02 Aug 2015 02:11:13 +0000

Thanks @rosered55 for providing that link to the new for 2015 rule from the IRS. I read it, and I have to admit I did not understand what they are saying, not one little bit.

@NYMomof2 , you said

So each year, we’ve moved stocks from his IRA to our taxable account, and paid ordinary income tax on the value.

I thought RMDs had to be withdrawn in cash from an IRA. You can transfer stock out of the IRA without selling it and count the market value as your RMD?