Amazon Prime Credit Card - any cons???

IxnayBob
Mon, 17 Apr 2017 16:33:21 +0000

I use it exclusively for Amazon purchases. It gets paid from bank account automatically, net of rebate, which is automatically applied. No muss; no fuss.

In addition:
Amex Blue Cashback Preferred for groceries (6% back up to $6000 of groceries, $75 fee).
PenFed for gasoline (5% rebate, magic wand for Exxon/Mobil stations).
Citi Double Cash back (2% rebate for everything else).

All of the cards are auto pay via ACH from bank. 2 of them require requesting rebates periodically to be applied to the account balance, but mostly this is a set-it-and-forget-it deal.

I haven’t checked lately, but typically we get >$2500 in rebates per year. I don’t think we buy things that we would not have bought otherwise. If only they accepted credit cards for tuition without a “convenience fee.”