Another insurance question. Whose insurance covers this?

HImom
Tue, 12 Aug 2014 21:35:18 +0000

I’d be a bit sad that someone in my driveway suffered property damage, but really would see it as not a good idea to park under a tree. I wouldn’t be thrilled to have a guest asking me to pay out of pocket for damage she got while visiting me–not sure what I’d do as I have never had anyone ask me for money for anything that happened on my property. I think it might weaken my friendship to be asked for payment for something that is really an “act of nature.”

If it was my car and the amount was something I could handle, I probably would only mention it in passing to my friend and not expect her to offer any money. If it was a HUGE amount (several $1000s) and would be tough for me to pay the amount needed for my car to be functional, I’d explain the situation to the friend and see what she was wiling to do to help.

Yes, getting an estimate as to how much it will cost to repair the damage would seem to be the 1st step. You can generally get free estimates from several shops & figure out what you want to do and get a good feel for expenses.