Another insurance question. Whose insurance covers this?

1or2Musicians
Mon, 11 Aug 2014 21:31:05 +0000

I don’t think the tree owner has liability unless the tree was known to be diseased. At least in my state, I know if my home is damaged by a neighbor’s tree it would be on my insurance, not theirs. So I would not expect my neighbor’s insurance to cover a friend’s car either.

But I’d start with my own auto insurer. They can at least offer guidance.