Car Insurance Reductions

musicmom1215
Thu, 04 Jul 2013 00:14:22 +0000

Insurance is different in each state. And most companies also have different guidelines for different circumstances, within the parameters of the state law.

The company I work for allows a 20% discount for students away at school without a car.

We also will not exclude a driver solely for rating purposes. As ChicagoBear stated, you never know when your kid might drive someone else’s vehicle. Here, the insurance on the vehicle itself is primary, but if the friend’s car only has liability coverage, and your kid wrecks the friend’s car, the friend would expect your kid/insurance to pay for the damage to friend’s car.