Car insurance

BJ10MOM
Thu, 03 May 2007 10:55:49 +0000

Here is what we did with our cadet RE: car insurance.

Per our agent, we no longer cover our cadet as a “rated driver” on the policy. In otherwords, we do not pay for that cadet as a driver anymore. However, as our cadet is still considered a “household member” and drives the car(s) when home with us, our cadet is still covered on our car insurance policy.

This “household member” clause also allows our cadet to rent a car in COS, or anywhere allowed, and still maintain coverage while driving that rental, just like we do. But, there is also the option, and it is a good idea, to consider the extra insurance offered when renting a car.

We chose to change our coverage as above because we know we have a responsible cadet. Otherwise…to think of the possibilities! lol

When our cadet is allowed to have a car at the Academy, then other insurance options will be considered at that time. Hope this is helpful.

And, do you incoming appointees know you can rent a car at the age of 18 in COS because you are at the Academy/military?