Cashing a check made out to someone else

cptofthehouse
Wed, 29 May 2013 11:36:16 +0000

YMMV. My bank will do it for me, but not likely for my kids, and I don’t know about the amounts. Some banks have added some policies not permitting this. Some stricter than others. I 've heard that Bankamerica has particularly made this difficult, whereas at my bank, it’s at the discretion of the manager. My son could not deposit a check I endorsed over to him, but I called the bank, and the manager did an over ride for him. But with his bank status, nope, they would not.

My SIL has had the issue too, and has found that if she mingles such a check with other straight out checks, she has no trouble, at least so she reports to me. I don’t run into this issue much, so I don’t know what the current status is, but as of about a year ago, these have been our experiences. So what SHOULD happen, may not. The bank flat out refused to take the check at all from my son until I called. No holds, nothing. They declined the check because it was not made out to him and they felt the amount which was about a thousand was more than they would let go by on a check made out to someone else and endorsed over to him. So as I started out with this, YMMV.