Caution - Alabama Credit Union (Especially OOS Families)

jrcsmom
Wed, 06 Aug 2014 21:04:23 +0000

FWIW - I bank at a small town local bank. Even though I rarely go in the branch, most of the tellers recognize me and I’m never asked for ID. They never put holds on checks from large businesses or organizations such as payroll checks (but mine are direct deposited) or tax refunds (which I generally get direct deposited), but if I give them a check from an unknown source, they always warn that they may put a hold on it and I’ve been banking there more than 10 years. I guess I’ve just never had an URGENT need for the funds immediately so I’ve never worried too much about it.