We had the student renter’s insurance that covered all of their electronics. https://www.nssi.com/individual-quote?gad_source=1&gad_campaignid=21882698584&gbraid=0AAAAACp2IFy-K_uaffHDNBiPeO-t-SsK4&gclid=CjwKCAiA_dDIBhB6EiwAvzc1cP6rDhFOca6OG_MrW4yK_vLEq1Wc0Q6Zd_MmdzYgqILrZ3T44Pz03BoCBP0QAvD_BwE
But we also had our insurance agent write up a rental insurance policy that would cover anything above personal items. Being in California, thus being fire-prone, the rental properties required a separate rental insurance. I believe, at the time, it was pretty inexpensive, as long as we had a policy with the same company.