Considering 2 Routes, Which is more viable?

iAmSRJ
Wed, 25 Apr 2018 19:54:24 +0000

Deciding between: PhD to do research related to Implications of Social Capital (Econ, Socio, Psych, Education, idc which program but I am considering future job market) OR MAT in Math and boost GPA (both high areas of personal interest)

Background: Currently a raising 5th year senior, expecting to get BBA in Finance in May 2019. Multiple relevant leadership & internships (ex. President of business organization, summer analyst at super-regional bank). I have financial need and am first generation, have worked every semester since sophomore year, and had extreme family issues for the past year (resulting in low Major GPA mentioned below). Learning R on the side.
Current 3.29 (111 credits), but major GPA is 2.0 (9 credits), planning to retake 6 major credits this summer. Could graduate in December, but delaying to take Multivariate Calc 1 & 2 and possibly retake other 3 major credits or take another class (only math taken so far is College Algebra and Intro Statistics).
Also currently working on an independent research project, will continue regardless wheather or not I find a professor to assist (But I will likely have a few willing to review multiple times).

Assuming > 325 on GRE, which PhD program would you recommend (if you recommend one), and what could I expect from it? How competitive migh I be against other relevant PhD applicants?
If not competitive enough for a high-demand PhD, then is it a viable option to get a MAT in Math (and taking much higher level classes, if funded) to boost my GPA and apply afterwards?