Course load, working, $$$, spending habits

romanigypsyeyes
Wed, 18 Apr 2012 22:49:19 +0000

You won’t get 1k/month.

Let’s assume you have no taxes taken out (ha). That is ~$250/week. Even making well above minimum wage (we’ll say $10/hour), that’s 25 hours per week. That’s way too much.

Fwiw, I’ll break down my jobs after taxes:
One is 16 hours/week- ~$220 after taxes every two weeks (this is a work-study job).
One is 15-20 hours/week- ~$270-370 every two weeks.
The other one varies so we won’t include that.

I work like a crazy person (by college standards) and gross just over $1k/month (after taxes and such) and one of my jobs pays nearly double minimum wage. It’s not going to happen.

You’re most likely going to make ~$300 per month (that’s around 10 hours/week at 7.50). I wouldn’t work more than 10 hours, especially as a freshmen.

If your mom is fine with it, borrow from her before borrowing any official loans. Why is she taking out the PLUS loans if she can pay? PLUS loans are in HER name and it’s really dumb to accumulate interest when you could pay.