Credit Card Applications Denied

dadx3
Thu, 07 Jan 2010 19:50:05 +0000

My understanding is that if a credit card company denies you they need to tell you the reason. I was once denied an oil company credit card, and found they had confused my credit report with another person of the same name. He had bad credit from a furniture store, and that was enough for them to deny me. I posted information about this with the credit reporting companies, and have had no similar problems in the past 25 years or so. So you should definitely ask why you were denied, and see if there is something screwy.