Credit Card

Laura1013
Fri, 13 Jun 2008 23:09:55 +0000

I agree with Fabrizio. I have never paid interest or fees on my credit cards because I pay off the full balance of the bill, I pay on time (early, actually), and I don’t have any credit cards with annual fees.

I got my first credit card when I opened up my student bank account when I started college at age 18. I wish I had done what my sweetheart did and open a joint child-parent credit card earlier in my life. He and I are equally responsible, but he has better credit because he has been building his credit history report for years longer.