Credit Card

PlattsburghLoser
Thu, 12 Jun 2008 14:28:38 +0000

Also, for those saying to wait for preapprove credit cards, I strong suggest opting out of those offers. You can do so here: https://www.optoutprescreen.com/

I just found out (literally about five minutes ago) that when a credit card company pulls your info to prescreen/preapprove you for a credit card, you credit score goes down.

In my case, Capital One pulled my information 54 times over two years when I looked at credit report (also five minutes ago). I found out that Capital One is notorious for doing that with many people’s accounts and I see no reason for my credit to suffer when I hadn’t done anything wrong. So I’ve opted out.