CSS Non-custodial profile impact on EFC

mom2collegekids
Tue, 10 Nov 2009 16:17:19 +0000

The schools do not split the EFC for divorced parents. The student gets an EFC and it is up to the students and parents to decide how they are paying for that.
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Ok…this is kind of nutty. You can have one set (dad and step) making six figures, and then you can have the other set (mom and step) making minimum wage and they’re just given one big EFC??? LOL

The reason this is crazy is this. The claim is that “one side” isn’t going to know about the “other side’s” income. But, if you get a big EFC, the conversation about who owes the bigger share will reveal a lot.

More to the point, if one side makes a lot, and the other side makes very little, and a high EFC is given, then the “secrecy cat” has been let out of the bag. The poorer side is going to know that the other side is bringing home the big bucks.

I can’t even imagine the arguments and anger that would ensue if the “richer” side doesn’t pay his share, and therefore Junior or Mary can’t go to college because little to no FA will be given.