Decision Time: UNLV, SDSU or UNR?

ucbalumnus
Thu, 20 Mar 2014 03:29:22 +0000

No, a realistic maximum of loans would be federal direct loan limit of $5,500 in the first year. You can probably add work earnings of up to $4,500 per year in order to self-fund up to about $10,000 per year (at least that is what colleges that “meet full need” tend to assume that students can earn from work).

The overall maximum federal direct loan limit is $27,000 for all four years. More loans would require a co-signer, and are not generally considered a good idea anyway.

It looks like you basically have no choice but to live at home ($8,500 per year) versus living away from home ($20,500, $22,000, or $34,000 per year).