Disadvantage of kid #1

swimcatsmom
Fri, 20 Apr 2012 13:00:50 +0000

You do realize the EFC is per child, right? So if the FAFSA EFC with ne child is 50,000, then each child’s EFC when 2 are in school will be 25,000 (parent part of EFC divided equally between # kids) . So still a total family EFC of 50,000 meaning you would still have to come up with at least that (possibly more depending on whether you have schools that promise to meet need without loans - very few do)

(I am assuming the 30-35k is a CSS figure as CSS does not divide the EFC equally between kids).