Do you know how expensive rehab care is?

kelsmom
Mon, 08 Apr 2013 15:24:24 +0000

My mom had a United Health Care Supplemental Policy in addition to her Medicare, and all of her rehab costs were covered … however, even with the supplemental policy, I believe the hospital visit preceding it must be correctly coded in order for the stay to be covered. The person must be in the hospital as an admitted patient … if they are in for “observation,” it won’t be covered. Because hospitals don’t want to get fined by Medicare for re-admits, they are using the observation code instead of the admitted code. This creates huge problems for patients in terms of insurance.

Yikes, so much for us to know.