Do you know how expensive rehab care is?

latichever
Sat, 06 Apr 2013 22:29:03 +0000

If you have a Medigap Policy or a Medicare Advantage Plan, your copayments for rehab will typically be covered. I’m not happy with Med Advantage as a public policy, because they suck money out of Medicare overall, but as a personal choice it may be to your advantage. On the other hand, Advantage plans, often organized like HMOs, may limit the number of providers who will be able to or want to accept your coverage. Straight-up Medicare has close to universal acceptance.

Medigap policies exist to pay copayments, and they are not ridiculously expensive–much cheaper than copays you are likely to require rehab. They also allow you to keep your standard Medicare.

For accurate info, go to the source: [Medicare.gov: the official U.S. government site for Medicare](http://www.medicare.gov) There you will find this overview of your benefits and options: “Medicare Coverage of Skilled Nursing Facility Care.” This publication explains most of it, including qualifying hospital stays, copays, coverage periods, etc.