Dog insurance?

acollegestudent
Fri, 11 Dec 2009 11:18:00 +0000

I am looking for a good dog insurance company and wondering if anyone has had any good/bad experiences.

Here’s my situation. I’ve been working for about a year since college, and I don’t have an extremely high salary (I would probably be able to cover a couple thousand out of pocket), so I want something with 90% coverage of the ACTUAL COST or more, and I am willing to pay the premium for it. There is no condition that I would choose not treat no matter how much it cost, insurance or no insurance. So, for example, if the dog had cancer and had to have expensive cancer treatment for a year or more, it would be something I would do. That is why I need such high coverage. I live in New York City, which makes everything very expensive, and I know of a dog that fell off of a roof of an apartment building and needed $20,000 worth of surgery. Thankfully, he recovered fully. I don’t want to go into $20,000 of debt (even though I would if I had no insurance), and I don’t have that kind of savings right now.

To summarize, I need something with really extensive, all-inclusive coverage that has been proven to make reasonably fast pay-outs. Finally, my dog is three and a half and I got him three months ago from the pound.