Don't lose a Citibank ATM card overseas

oldfort
Thu, 23 Jun 2016 11:13:47 +0000

AmEx Platinum doesn’t charge foreign ex rate when used overseas. More importantly they would provide medical airlift back to US for free if needed. That service could be 30K+ and if you were to pay for such insurance, annual fee is around 500.
The 2 for 1 business deal is not as great as one may think. Price of ticket is at the highest, refundable rate, not the discounted price. Most overseas business class ticket is around 7K for fully refundable ticket, but the same ticket can often be purchased for 3.5K (non refundable or big change fee). I have never used 2 for 1.