Early Decision loophole?

CMU2013
Tue, 16 Aug 2011 12:44:57 +0000

So the early decision commitment is not contractual and you won’t get sued if you don’t choose to matriculate (I’m not sure if you can, but if you can I’ve never heard of it happening). However, if you don’t matriculate and you don’t get permission from the university that you were admitted to under early decision then they will find out where you were admitted, contact those universities, and request that they rescind your admission. So if you reneg, probably the best you’re going to do is either some university that’s willing to forgive you or more likely community college.

That being said, the specific answer to your question is yes. If you can prove that you cannot afford it you can get out of the commitment. Although, what constitutes “proof” I don’t know. Since most students take out SOME loans, I would imagine there would have to be a hard, thick line of “this is too much to take out in loans and claim you can afford it.”