FAFSA and Grad School 45J

mom2collegekids
Fri, 28 Dec 2018 03:59:49 +0000

Strange that we haven’t seen others post this question before (for new grad students who are now independent).

@kelsmom

How is this handled?

Seems like there might also be an issue for newly married students who are independent now, but during prior years were dependent…and now won’t be getting $$ from parents.

It would seem strange that a grad student might end up with a higher EFC simply because parents paid for undergrad school.

That said, as Thumper has implied, grad schools aren’t going to “give more” or “give less” based on whatever a grad student’s EFC is. Nearly all grad students have 0 or very low EFCs. Their aid is mostly merit based. The rest is usually loans.

@CUParent2 is your child applying for PhD or masters programs? Which schools?