FAFSA EFC

romanigypsyeyes
Sat, 29 Oct 2016 00:06:06 +0000

COA - EFC = Demonstrated need. You can get subsidized loans for the demonstrated need amount (up to the grade limit: 3500 for first year).

(Both of these assume there is no other aid awarded)

So 60K COA - 15k EFC = 45K need = subsidized loan.

15K COA - 15K EFC = 0 need = no subsidized loan.