Get that bank account NOW

Chedva
Tue, 07 Aug 2007 07:55:39 +0000

kelsmom, I think it’s different when you use a debit card rather than a check, and the on-line “reconciliation” should be just fine. With checks, you have to know what’s been cashed and what hasn’t, so the “balance” shown on line isn’t the amount of money available to you. With a debit card, on the other hand, the money is taken out immediately, and reflected on-line, so that the balance shown in the account is the true balance. So if she doesn’t write checks, she should be fine.