Good student property insurance

panaluu
Wed, 30 Jul 2014 21:19:21 +0000

DS just received his dump letter from CSI for two claims in one year. I am unsure if he will ever see payment for the second claim despite agreeing to terms of settlement… The dump letter has arrived before the check AND he has been sitting here with a dead laptop waiting for a month because he needs the $ to fix it. First claim was for cracked phone screen, second was liquid damage to laptop. Had I known, I would not have advised him to claim the cracked cell screen. One can only be so careful when your living with other people. DS is a ridiculously careful person. His roommate, whom he was assigned, not so much.

The builder who built our house did a lousy job on the plumbing. Our friends up the street found out the hard way after a $30k water damage claim. COUNTLESS neighbors have had the same issue. We were fortunate enough to not have a leak and fixed the problem. Our friend’s however, only fixed one spot, on the advice of the ins company authorized repair company who didn’t realize it was a whole house issue. They had a second leak which caused another $20k in damage. They were dumped by their ins. by no fault of their own.

You have ins because you don’t have a crystal ball. I have to say, at the moment, I would not recommend CSI.