Health Insurance Abroad

purplexed
Sat, 24 Jul 2010 20:36:23 +0000

Hi all,
Been a long time since I dropped in, but I’m truly perplexed by required medical insurance and study abroad. I’m so glad you guys were here with information.

Looks like phone calls will be required, still, to get my questions answered fully. Just frustrated with why this info. is made so difficult to find: Seems as if the insurance co.'s want to obfuscate in order to make one just throw money at them in order to be sure.

Here’s what I’ve learned from my DD’s situation:

1. Medevac is covered in the cost of the study abroad program along with tuition etc. I will have to call to find out exactly how much is covered and whether I’m comfortable with that amount.

2. Coverage abroad must be purchased on site, at a minimum cost of $6 or so. I don’t know what that minimum means and we might not know until she gets there.

3. Coverage from the new default required insurance program (really cheap and a better deal than we can get on the open market) for the college will not cover her while she’s abroad, I think.

4. However, she needs to have that default through school coverage immediately upon her return, or for any emergency situation if she had to return early. Will have to call to find out how/whether we’ll have to pay for the months when it’s not covering her, which makes absolutely no sense at all. Or perhaps we pay on the open market for a backup plan, including supplemental medevac.

5. It’s a maze out there. Ridiculous. I see at least three phone calls in my future.