Health Insurance

newmassdad
Tue, 25 Aug 2009 12:09:29 +0000

My D had some significant health care needs during her time at UofC. SCC always did a decent job.

One needs to watch our for HMO style health plans because part of their model is built on a network panel of care givers. Even with a PPO style plan, the costs of going out of network can be prohibitive. This all argues for doing some homework in advance. For instance, many Blue Cross HMO plans can use a nationwide network of cooperating blues for students that are out of state. But this should be explored in advance, preferably before you need care.

The process is easy. Call the plan using the number on the back of your insurance card, and discuss your situation with a plan rep. With speakerphones that 30 minute wait should be painless…