HELP ME OUT....UT VS USC?

ScreenName48105
Fri, 31 Mar 2017 19:39:31 +0000

Of course, USC is extremely expensive, but I am thinking I will be able to pay off my student loans fairly easy due to the fact that I will be able to find work involving music there.

Are you aware that, as a student, you have very specific limits on how much in student loans you will be able to borrow? For dependent students (23 yo and under), the limit is $31K total. For independent students or if your parents don’t qualify for a Parent Plus loan, the limit is $57K total. Note that’s total for all four years of undergraduate school, not per year.

For loan amounts greater than the above, you would need to be able to show credit-worthiness – and that’s current worthiness, not based on potential earnings after you graduate – or your parents would need to co-sign the loan. For them to co-sign, they would need to qualify for the loan.

There is often a misunderstanding that students can just get a “student loan” for whatever debt amount they’re willing to take on, but that’s just not the case.

You need to choose a school that you (and your parents, if they’re part of the picture) can afford.