Help with credit cards

towerpumpkin
Thu, 16 Aug 2007 20:03:44 +0000

APR only matters if you don’t pay your balance in full every month. If you’re looking to build credit, this is probably the number 1 thing you should do: pay off your card every month. Go for a card that doesn’t have an annual fee and maybe gives you some sort of rewards (citi has a lot of good ones, imo).