How to pay off student loan

BelknapPoint
Tue, 14 Jul 2020 21:47:24 +0000

Well they did for the system we used to make loans. I’ve worked in lending and banking for 40 years. Not everyone uses Equifax.

Neither Equifax, Experian, nor TransUnion looks at checking or savings accounts when compiling a credit report or calculating a credit score. Maybe when you were “making loans,” a checking or savings account history or balance was one of the factors considered in determining credit worthiness, but again, checking and savings accounts have no impact on credit scores or credit reports. If you disagree, please tell us which credit score or credit report does consider checking and savings accounts.