Insurance for dorm contents?

Reau482
Mon, 02 Aug 2010 23:03:11 +0000

I bought dorm insurance through one of these companies last year - best thing I ever did. Son’s ipod and RayBans were stolen. All he had to do was file an official report with security and I provided a receipt and/or photo of him with the RayBans and I received a check in the mail for $400.00 to replace the stuff. The insurance cost about $125 for $5000 work of protection, and I think I paid a little more so I wouldn’t have a deductible. House insurance has a $1,000 deductible - so it worked out great for me. They will even cover him now that he has moved into a rental house. I will also get the insurance for my daughter this year. With the ipods, computers, tvs, etc. it is well worth it. I didn’t have any trouble getting the insurance payment either.