Insurance for dorm contents?

sk8rmom
Sat, 31 Jul 2010 07:45:42 +0000

There are several companies that offer student property insurance. I was going to just put a rider on our homeowners last year but found that it was a bit cheaper to get a separate policy from NSSI, who also offered a lower deductible, and I felt it would be better not to risk our homeowner’s rates for any potential claims D would make. NSSI covered accidental damage in addition to the standard theft, fire, vandalism, etc.

Looks like NSSI’s replacement cost coverage ranges from $65/year for $2K/$100 deductible to $240/year for $10K/$25 deductible…just got the renewal bill in the mail and it appears you can adjust the coverage annually. It covers computers/electronics, books, clothes/jewelry, furniture/housewares, cameras, bikes, and sports/music equipment both on and off-campus.

[Affordable Laptop Insurance, College Student Insurance, Personal Property, & Laptop Theft | National Student Sevices](http://www.nssi.com)