Insurance for dorm contents?

MomLive
Sat, 31 Jul 2010 12:46:02 +0000

Our homeowner’s policy covers fire, theft, etc. subject to a $500 deductible (as well as ‘black mark’ against our policy). I sent a link to CSI to our agent and had her look at it. She said they couldn’t come close to matching that price with a rider and suggested we purchase that. I got a $4,000 policy with a $25 deductible for less than $100 a year. The nice thing is they will cover damage - like dropping the laptop or ipod - so I thought it was worth it. I can’t tell you how many ipods we have replaced over the years.