Insurance for dorm contents?

Mom0f3
Wed, 04 Aug 2010 07:13:15 +0000

CSI all the way! They paid over $1000 for accidental damage to my son’s laptop last year. Even if his stuff was covered by our homeowner’s insurance I’d still get a stand-alone policy because 1) I’m not sure it covers accidental damage like laptop spills 2) we have a high deductible so wouldn’t get much back after deductible and 3) I’d be hesitant to file a claim for a small amount because rates on my insurance might rise as a result. In addition, the folks at CSI were incredibly helpful and payment was prompt.