Insurance waiver

rualum
Mon, 16 Jul 2012 10:55:46 +0000

Thanks for the advice. It seems like the whole thing needs to be modified. They can sell the added coverage as a reason to buy their plan, but I don’t think that my plan should have to match theirs exactly.

I am having no problems with other S2’s school. I’ve googled around and it seems that different schools vary widely in what they view as ‘comparable coverage’.

This is currently on the Rutgers website:

“Will prescription drugs be covered on this plan?
Yes, prescription drugs are covered with maximum benefit of $5000.00. The co-pay varies depending on the type and cost of the medication. Rutgers Health Center Pharmacy is one of many participating providers.”

So they want me to pay $750 for 5k of prescription coverage.

“What insurance plan is acceptable?”
Your plan should provide benefits similar to the University-sponsored Student Health Insurance Plan. For example:
• Provide benefits in New Jersey
• Have Providers in the campus area
• Cover Mental Health conditions
• Cover Prescription Drugs
• Provide Wellness Visit benefits

It also states: N.J.S.A. 18A:62-15 requires that every person enrolled as a full-time student in a public or private institution of higher education maintain health insurance coverage which provides basic hospital benefits at a minimum. Under this law the student must provide evidence of health insurance coverage at least annually.

[FAQs re Hard Waiver - Mandatory Health Insurance: Hard Waiver System - - Rutgers University Health Services](Looking for Something at Student Health? – Student Health)