Insurance waiver

college_query
Mon, 16 Jul 2012 06:55:35 +0000

There may be legal changes about what coverage a student is required have - where I work, we can choose between a basic plan or a “buy up” plan, which has higher monthly premiums. I had to purchase the higher “buy up” plan to meet the required coverage at my daughter’s school. I did the math and it was less expensive to do that than purchase the health insurance, plus everyone in our family receives a slightly higher benefit.

But if I hadn’t, and answered “no” to the question about deductibles, I don’t think we would have been able to qualify for the waiver.

My supervisor’s step-daughter was a school teacher in a neighboring school district. The school’s health insurance did not include any prescription drug coverage. The step-daughter developed cancer. The school was having fund-raisers so she could afford some of the drugs she needed for her cancer treatment. It’s possible if you do not have prescription coverage you might not qualify for a waiver.