Insurance waiver

rualum
Mon, 16 Jul 2012 14:17:13 +0000

“Is it $750 for the entire year for the student plan? That would still be less expensive than $400 a month extra for family coverage.”

This is my point: I already have family coverage. However, I don’t choose to purchase RX coverage @ $400 per month. Because of Obamacare, they are assigning levels of care for college students that must be matched by your own policy, or you pay.

So basically, I would have to pay $750 to cover this ‘gap’ in RX coverage. Essentially, I am paying for services twice since we are currently covered under a family plan.

As an added insult, this policy isn’t even mandated yet. It is still in the planning to be instituted stage, however, some institutions have decided to go ahead and institute this policy before it is law.

With outside assistance, my insurance fee was waived, but if it does become law, all college students nationwide will be required to adhere to all of the items in the list, some of which include being covered for varsity sports (accidental injuries) in other countries and having at least 100k of prescription coverage.

Again, if it is so crucial that people need that level of RX coverage, everyone should be liable for it, not just college students. It is illogical to set a standard of coverage at the highest level for college students and make families who already have great insurance pay twice to be able to insure this very select group of people, and, in some cases, having to purchase additional insurance because one qualification has not been met.