Is a 529 worth it in this case?

HappyNJOOS
Tue, 08 Oct 2019 19:44:13 +0000

I live in NJ but went into the NY 529 Plan (I like that they used Vanguard to manage the funds). Our initial deposit from 2015 has grown 26% using a moderate age-based investing option. Expense ratio 0.13% which is also low.

The stock market has out performed so I think this return is not going to always be there. But still, this is almost a full year of college paid for for my son.