Is PNC bank good?

Southlander
Fri, 22 Aug 2014 19:02:39 +0000

Re: service charges on savings accounts - I have seen charges on savings accounts if the account has not been used in a long time, or various other ridiculous quibbles. Banks hate savings accounts and want you to buy a Certificate of Deposit or a money market account or something which they can latch fees to.

Now, bank officers can often waive certain requirements and fees, if you holler loud enough. OTOH, a new officer (which happens VERY often in the business) may be unfamiliar with the previous officer’s waivers. I print out whatever information I find online, and then go talk to a real person. Make notes, starting with the person’s name. If they waive something, get them to write it down and sign it.

FWIW, Regions Bank is a large chain that is headquartered in Birmingham. Our account is in Alabama. I tried to cash a check at a Regions office in Atlanta, and was told they couldn’t do that because it was in a different state. Makes no sense.