Is PNC bank good?

dodgersmom
Fri, 22 Aug 2014 14:23:16 +0000

fee waiving through 10 debit card use/month works ONLY for saving account.

That makes no sense - there is no such thing as a debit transaction from a savings account. Debit cards are for checking accounts only. So I believe you’ve misunderstood. At Wells Fargo, if you meet their monthly requirements, there will be no monthly fee for your checking account. Savings accounts never incur charges, no matter what - the only difference between savings accounts will be the amount of interest that accrues. Also the $500/$750 minimum balances you reference make no sense at all. My son had a Wells Fargo account with balances far lower than that. He didn’t incur fees until he stopped using the debit card.

So you can:

(1) keep your Wells Fargo account;
(2) close it out and open a PNC account (as recommended in Post #1 above); or
(3) just keep using your Chase account (as recommended in Post #2 above).

This has been discussed (at length) in other threads, but whether or not you have a local bank account is a matter of personal preference only - there is no real need to have one. If you want cash, you can get it whenever you make a purchase at a local grocery store using your Chase debit card.