Is the Debt Worth It?

beth_s_mom
Tue, 17 Apr 2012 22:29:43 +0000

I feel I’d enjoy myself and education more at UCSB



You very well might, but once the loan repayment period began, you would be regretting every minute of it.

As for community college, I don’t know why people say that they worked too hard to go to community college. The hard work you do in high school provides you with an excellent base, both of knowledge and study skills, that will benefit you no matter where you go. Sure, you could have slacked off and still gone to community college, but you wouldn’t be as prepared and you wouldn’t do as well. Your hard work is an investment in yourself; it shouldn’t be done merely to get into a prestigious college. My D is planning to go to a state university next year, but she has taken summer classes at our CC and will take another this summer. She loved her teachers. They were caring and they were excellent instructors. I suspect she’ll find they were every bit as good as the professors at her university will be, if not better. Her classes were small, too. We have nothing but good things to say about our community college. If one of my kids chose to go there for two years, I have no doubt she’d get an excellent beginning to her education.

In your situation, though, it sounds like commuting to SDSU might be the best option. Even if you went to CC for the first two years, the amount of debt you would incur for even two years at UCSB sounds crippling to me.