Keeping adult kid on insurance

HImom
Wed, 28 Oct 2015 19:09:52 +0000

Our S never got a dime for declining his insurance until he aged off our plan, but we were fine with that. He makes a very good salary and helps his sis get plane tickets to come home. He pays most of his own expenses and our family phone plan–100% because his Wells Fargo CCard adds phone protection as long as you pay with their card. We reimbursed him for some months, but he’s paid more than we reimbursed him.

To me, it never made sense to remove our kids from our excellent plan until they aged out. We have great docs and coverage. They’d see the docs when they visited for vacations.

We never were concerned that having S on our plan was “not cutting the cord” and not concerned that a family plan isn’t cutting a cord.