Keeping adult kid on insurance

SyrAlum
Wed, 28 Oct 2015 18:26:37 +0000

@Youdon’tsay - our sons are cut from the same cloth. At 10pm on Sept. 29th I got a call from S asking “Mom, Can you help me sort my benefits elections? I’m at the end of my 90 day probation period and HR sent me the forms.”

Me: “Sure, S. When are they due?”

S: “Tomorrow at 9am.”

Grrrrrrr…I was on my way to bed but stayed up and extra hour and a half helping S understand and then choose an option. Sounds similar to your S - he chose the free plan with the HSA. His employer starts them out with a $1000 contribution to the HSA. We discussed keeping him on our insurance but in order to have the HSA, his must be the primary.