Keeping adult kid on insurance

Youdon_tsay
Wed, 28 Oct 2015 18:51:40 +0000

Only slightly in his defense, he has been traveling a lot and been out of the office much of the past six weeks. Still!

I called him and told him that it’s really OK for him to stay on our insurance if that’s what he wants. The cute optometrist he likes is on both plans. He hardly ever goes to the dentist or the doctor.

I explained that the no. 1 reason I want him to get his own insurance is just a further cutting of the cord. I know that’s the baggage I bring to this. For instance, his employer gives him $50/month toward a phone. He never even had a smart phone before this job – I told you he was cheap. But to add the smart phone on our bill was just $25/month so we’re letting him stay on our bill, he pays us, and he pockets the extra $25. Yes, he comes by his cheapness honestly. It seems silly for him to get his own phone bill and pay tons more.

Along those lines, he still doesn’t have his own credit card. He couldn’t qualify last year when he was doing AmeriCorps, and his current job gives him a company credit card. In an emergency, he has one of ours. But I told him that NOW IS THE TIME to get one of his own because if he goes to grad school in a year or two, he’ll be in the same situation of not making enough to qualify. I raised that issue today when talking about the insurance.

I really never thought I’d still be doing this much parenting for a 23yo.