Launching: Disability Insurance

Snowdog
Tue, 25 Oct 2016 11:56:09 +0000

My financial advisor counseled me strongly to purchase disability insurance, which I finally did. What put me over the top was seeing a Kickstarter campaign to help a local woman make ends meet; she could not work because she was sick from treatment for breast cancer. Most people become disabled not through accidents but because they get sick.

Own occupation insurance is what I have, although it’s not strictly necessary in my case. My policy is through The Standard. (There is a website called Policy Genius…reputable, google it - that helped me get started finding a carrier.)