Launching: Disability Insurance

HImom
Wed, 26 Oct 2016 09:13:10 +0000

I never had disability insurance, nor did H. I guess we were lucky, as we were always able to work. Our jobs mostly are seated and neither repetitive nor heavy manual labor.

I did get state temporary disability payments when I had a new baby and was on maternity leave for 3 months. The payments were probably enough for monthly groceries and baby diapers–much lower than my salary had been.

H and I had significant savings and emergency funds, so we could weather economic bumps along the way.