Looking for a great fit LAC

twoinanddone
Tue, 06 Feb 2018 01:21:34 +0000

Incidental costs at college are a controllable expense. If she needs shampoo and has $1 to spend, she’ll buy $1 shampoo. It’s that simple. She’ll spend what she has. My kids rarely spend money on toothpaste and shampoo and makeup. They head to school with a full supply in Aug, restock in Jan. They set up their dream dorm rooms with stuff from our home. Not surprisingly, their dorm rooms look a lot like their home bedrooms - same comforters, pillows, foam mattress pad, towels. We did have to buy XL sheets ($3 at the thrift store for a new in the package set).

You’ve asked several times about work study. It’s very simple - it’s a job you get paid for after you do th work. What you do with that money is up to you. You can pay tuition, you can buy shampoo. WS is just an opportunity to make some money. She’ll need seed money to start college as she won’t make that money for several weeks (my D is just starting her WS job this week, the 3rd week of the semester because she was sick all last week; she won’t be paid for 2 or more weeks). Your daughter will earn money this summer, say $2000, and that’s what she’ll use in the fall for her books, shampoo, medicine, travel costs to school. As she starts to earn WS money, she can replenish her bank account and then she’ll have $1500 to start in the spring. She’ll spend that but work in the spring and replenish again. Summer earnings again will build up a balance for the fall. And on and on. The trick is to not spend more than you can earn to replenish the pot.

She will learn what to ask the FA office for in an emergency. Shampoo is not an emergency, traveling home is not an emergency, being in the choir is not an emergency, travel abroad is not an emergency. Medicine is an emergency.

I think the school either doesn’t know that you are losing $500 per month in child support or doesn’t care. You asked them not to consider the NCP and any contributions he makes, so they didn’t. I don’t think you can have it both ways. I absolutely understand that it matters to your home budget, but the school isn’t going to consider that you are down $500 per month. They already have you at a $0 EFC and you can’t go lower than that.

Are you getting a tax refund with EIC or child credit? Apply for it now and bank it. Your business can’t afford an employee but can it afford one/both of your kids to work there?