MIT Health Insurance

mootmom
Wed, 29 Mar 2006 13:48:28 +0000

There will be information about this year’s cost and coverage sent to students soon. Details about the current MIT Student Health Plans can be found here. Everyone gets the basic Student Medical Plan as part of tuition costs (covering urgent care on-campus). In addition, you are automatically billed for the Extended Insurance Plan, which covers hospitalization, prescription drugs, etc.

If you can submit proof that your family healthcare benefits will cover what the MIT Extended plan offers, you can submit a Waiver and you will not be charged or enrolled in the Extended plan. In our case, we were going to opt out, but our HMO covers only emergency hospitalization in the Boston area, but does not cover long-term hospitalization in that area, so we were unable to duplicate the student policy and could not opt out. Checking my payment history, we paid $1440 for this year’s student insurance, but I’m sure it changes every year. I don’t know the ratio of how many students use the Extended plan vs. successfully submit Waivers.