NO_FAULT Insurance - Whose fault is it ?

alwaysamom
Fri, 11 Jul 2008 22:47:48 +0000

Is this NOFAULT only between 2 NOFAULT policy holders ?



No. I’m not a lawyer but I do know that the laws in place in the location of the accident will determine how the claim is settled, regardless of what the law is where you live. This is the case everywhere, not just in Canada. If your auto policy allows you to drive in Canada (which I think all do), then they will likely cover your claim as if you had an Ontario policy. If they weren’t going to handle it, they would not have appraised the damage to your car and declared it a total loss. There may be some delay involved in reaching a settlement but, from what you’ve said, it would appear that they are going to settle your claim. Have you asked your claims representative what the hold up is? If you don’t get a satisfactory answer, request to speak to a supervisor.

p.s. There are also several U.S. states with no-fault laws.