NO_FAULT Insurance - Whose fault is it ?

Sethcolby
Thu, 01 Jan 2009 18:24:12 +0000

Closure finally after 5 months. I received my award.

Fact: no-fault in Ontario,CN is a jargon for body injury. You can receive immediate care regardless who’s at fault if you purchase auto insurance in ONT (the only kind of autoins is no-fault).

Fact: property damage to your car, you also receive repair from your own insurance, but if you are out-of-state and does not carry a no-fault insurance policy of your own, you will collect from you own insurance if said insurance co if licensed to operate in ONT and signed on to the DP (direct compensation - another insurance legalese meaning paying your customer directly as part of bizzare arrangement of government and insurance companies), then your said insurance will pay your property damage if you are found to be not responsible for the accident.

Thank you for your support with exception of CALMOM who was even making a case against me eg, no compensation, what if a tree fell on your car. Not a good comparison. Tree falling on car is act of nature. Careless driver hit and totalled 3 cars is act of the driver and by the bizzare arrangement of insurance companies in Ontario, justice is finally served when I was persistent in coming after the insurance company.