NO_FAULT Insurance - Whose fault is it ?

Sethcolby
Sat, 12 Jul 2008 10:16:45 +0000

It has been 2 months. my Allstate adjuster in the US is not making any progress - according to her she had no success contacting the Canadian Allstate office. She has no police report, only some initial info early on from another Allstate adjuster who went out and assessed the car and called it totalled.

If I have to sue, even my own insurance company, I need to add up the damages so an attorney in Canada will take my case. I want to sue for:


car replacement value
car rental back to US
extra night of hotel because the rental car they brought to me must stay in
in canda, so I had to rent a different car next day that has US rental
return (Hertz)


4a. loss of use of car for 2 weeks or /

4b. I have an idled 2nd car in the garage which did not pass state inspection
and therefore we dont drive it. I had to put on anti-sway bars, new tires
…etc to make it pass inspection and drivable again

so either sue for 4A (loss of use of car by the day) or sue for unnecessary
expense of making my idle vehicle drivable again



pain and suffering ? emotional distress ?


Look forward to your thought and comments. Thank you.