NO_FAULT Insurance - Whose fault is it ?

alwaysamom
Tue, 22 Jul 2008 09:13:07 +0000

sethcolby, I will post this here rather than PM you, in case anyone else is interested in a definitive answer. I happened to be at a function this past weekend where I was talking to a woman who is a claims supervisor with Allstate here in Ontario. I explained your situation to her and she confirmed that Allstate would, indeed, pay for your damages and settle the total loss of your car, even though you do not have collision coverage. There would be no subrogation. As I suspected, they would not have inspected your car if they had no intention of paying for it. Her suggestion was the same one I made to you initially, call the adjuster and request to speak to her supervisor if you have still not received any satisfaction. There is no reason that it should have dragged on for two months.