Non-Custodial Parent Contribution Penalization

mom2collegekids
Sat, 06 Apr 2013 12:36:22 +0000

As for your question about Plus loans. Your parents can take a Plus loan for any amount up to COA minus any other aid. So, if a school costs $40k and you get $20k in aid, then they can take a $20k Plus loan (if they qualify).

Are you sure that your NCP mom will pay $10k per year? If so, then consider that like a scholarship. IF so, then how much will your dad have to borrow each year? And can he pay ANYTHING out of current income?