Non-Custodial Parent Contribution Penalization

notaprincess
Sat, 06 Apr 2013 14:06:04 +0000

At Case, OSU, and OU about $3,000 of the CoA is living expenses, books, and transportation, which I am more than willing to contribute from my savings.

My mom never completed the NCP form (I actually didn’t even know about it until a few days ago). Technically she doesn’t have a job anymore (by choice). She helps out a bit for my stepdad’s company occasionally but is not paid directly for her work. Anyways, she just stays at home most days. She has full permission from my step-dad to take money out of their joint savings to contribute to my education, up to $10,000 a year.

My dad and especially my stepmom’s credit problems come from previous debt issues. My stepmom had a foreclosure 4 years ago. It is mostly my stepmom’s credit I’m worried about. No recent late payments or outstanding debts though. They can contribute approximately $6,000 or $7,000 out of their paychecks each year. The rest would be through loans. I can contribute approximately $4,000 or $5,000 a year from summer work savings.

To answer cptofthehouse, my awards at Case are both merit and need based. Scholarship is merit-based, the rest is need-based.

Should I contact Case about my NCP form? I am very wary about OSU as it has a reputation around our area of being very stingy on financial aid. My dad and stepmom are convinced I can find a scholarship to replace the freshman scholarship, but I really don’t want to take the chance.