NSSI vs. Gallagher for student insurance while in dorm

mathmomvt
Tue, 06 Aug 2019 02:22:12 +0000

We got NSSI for both of my older boys because they offered a lower minimum amount to insure, and they really didn’t have much of value. But for my youngest, the policies through NSSI and Gallagher look to be about the same price. Are there any differences in what they cover? The only difference I see is that Gallagher offers a liability add-on, but I’m pretty sure that they don’t need liability coverage while in a dorm. Am I missing any other differences?

Thanks!