Other airb&b guest has a pitbull

milee30
Sun, 26 Nov 2017 00:06:48 +0000

It’s also very tough in some areas to get homeowners or rental insurance if you - or your tenants - have a dog on the “bad dog list”, which includes pit bulls, rottweilers, Chows, wolf hybrids, etc. and varies slightly by insurance company based on their risk assessment. Michigan and Pennsylvania have laws that prevent insurers from denying breed-based coverage, but in all other states it can be a struggle for homeowners and landlords to get insurance if their property hosts a dog that the insurance company has determined is more likely to bite and to cause a major claim.

One of the people in our neighborhood own two Cane Corsos (similar to Presa Canarios) and were without homeowner’s insurance for several months while they found a company that would underwrite a policy. And my guess is that when they did get a policy, it specifically excluded claims that might arise from those dogs.

The other “guest” in the AirBNB rental described in the OP lied to the landlord about only having one dog and that dog being under 20 pounds, there’s a reasonable chance that the landlord doesn’t have insurance coverage for the pit bull should there be an issue.