Please recommend a new credit card!

CT1417
Wed, 04 Jun 2014 02:52:38 +0000

@HImom – we have a Chase Sapphire also but it does not have an annual fee. I think they tried to charge one quite a while back and after calling two years on a row to cancel the card, they have never charged a fee since. The rewards program is not great, but not terrible. Ignoring promotions, one point per dollar spent, and the points translate into $100 gift card for 10,000 points, or a flat 1%. Am Ex’s rewards program is not quite as generous. The free Costco AmEx that pays a flat 1.5% (after the first $5K or so) is our most heavily used card.

@greenwitch – I actually like that Costco separates the charges by account #. I find it easier to review the bill that way, but I don’t retain receipts and instead perform a reality check periodically on line. (I don’t wait for the monthly statement.)