Question About Student Health Insurance

hebrewhammer
Tue, 09 Jul 2013 02:25:53 +0000

My family is enrolled in Tufts HMO which, to my knowledge, is no longer directly affiliated with the institution. We waived the Tufts insurance and I never had any issues as Tufts HMO is Boston-area, anyways.
I’m in grad school now and also waived the Stanford insurance in favor of Tufts HMO. I had a small issue this spring, though, and had to receive treatment on short notice and it seemed as though Tufts HMO was reluctant to approve it (I went to see a doctor at Stanford Hospital before it was fully approved). If your health insurance is based primarily in another region it may be more convenient to use the school’s insurance. You should weigh the respective costs yourself, though.