Renters Insurance

scmom12
Wed, 24 Jul 2013 20:29:54 +0000

I think this is only is you are not covered under parents homeowners policy, which our D is. We have never bought this to live on campus. We do have renters insurance on our oldest since she lives off campus at her school. On this list I see of stuff to do prior to move in this says you have to have it OR buy it.

Depending on what you are bringing you may want to add some kind of rider to specifically cover computers or other expensive equipment, but I would contact your homeowner carrier to see what you have/need.

As far as I know, the housing part just makes you check that you have it covered on your own or are buying it.