Renter's Insurance?

akck
Fri, 26 Jun 2009 17:36:28 +0000

We checked with our homeowners insurance and they were not covered if renting an apartment or house off campus. We had to go through a local insurance agent near the school to get a policy, but it was easily accomplished over the phone.

One nice thing about having a local agent was when a son was pulled over, he was cited for no insurance because his name wasn’t on the insurance card (same company for auto). We were able to contact the local agent and he printed a document off with our son’s name on it showing coverage. I thought it bordered on harassment (against OOS student/vehicle), because proof of insurance is for the vehicle, not necessarily the driver.