Renter's Insurance?

Panhandlegal
Fri, 26 Jun 2009 08:59:42 +0000

Researching renter’s liability info…Any experience? If someone is injured–say falls down the stairs or slips on the wet floor or trips on the rug at DDs off-campus house–and there is no renter’s insurance, can the injured come after the parents of the renters? Do All occupents of the house have to be covered on the policy? (There are 4 kids living together.) Our homeowner’s policy is adequate to cover valuables/computer, etc. but the proverbial light bulb is just coming on with regard to liability. Any experience? Not overly concerned about the drinking piece mentioned in the previous post, but suppose anything could happen.