Roth IRA vs. 529

beolein
Sun, 30 Sep 2012 13:29:18 +0000

The two should be considered separately. Your main consideration is whether you are saving enough for your retirement. Your child can get student loans, scholarships, grants, and a job to help pay for college. In retirement, you can get none of that. If you don’t have enough money for retirement, your child should attend a cheaper college.