Security Freeze vs. Fraud Alert for Stolen Wallet

thumper1
Sun, 13 Feb 2011 17:40:08 +0000

When our kid’s credit card number was used by someone else, we notified the fraud department and THEY put a fraud alert on the card. Actually they shut it down and issued DD another card. We had to dispute the charges that were made (a headache but we did it).

Just make sure you notified the proper place at the credit card company of the theft. I believe our kids’ accounts say within a certain number of hours of having the card disappear…once notified, all charges are not held against you.